Jose's Blog

I know the majority of people are going to vote between Obama and McCain, but if you don't know there are several other canditates to look at when making your choice this November. Like I've stated in previous blogs, I'm not all too happy with my choices and hate the liberal and conservative extremes. There are plenty of us out there who might find a common ground within both parties but our system really isn't set up for a strong third party. With my dissatisfaction, I'm thinking about choosing one of the other 4 candidates. I guess if you really want change you have to submit your vote saying such.

I know that many people will say I'm going to throw my vote away but maybe if enough people vote for a 3rd party, we'll one day have a choice other than Democrat or Republican.

Here is a link to follow if you want to see all off the candidates websites. Check out www.votesmart.org and click on the candidates. I've already linked it to the appropriate spot.

Anyone going another route with there presidential choice or do you feel pretty good about McCain and Obama?

Eucalyptus leaves have several useful functions for your home and I always keep some handy. I personally like having it around for the nice clean smell but there are several other uses for it.

Eucalyptus is great for aromatherapy which can be a great little touch for those selling there homes. Also, did you know that Eucalyptus is a great bug repellent.  In a New England Journal of medicine report, Eucalyptus oil repelled mosquito bites for 120.1 minutes. You can also hang Eucalyptus leaves next to windows for a great fly repellent. Do you have any pets? You can place Eucalyptus leaves under your dog or cat beds as both a insect repellent and a also to keep their beds smelling great.

Go to your fresh flower shops and buy it on its own. It's a great way to add some green, keep those little critters away and and a great fresh sent!

If your looking for a great place to eat and shop then Pros Ranch Market is a great place for you. Pros Ranch market features a variety of different departments including a hot foods, produce, bakery, meat market, groceries, and a tortilleria.

The "Cocina" or "Kitchen" serves delicious ready to eat Mexican and Latin American dishes. You can get fresh soups, tacos, steaks, enchiladas and more. Sit down and eat right inside. Great drinks include "aguas frescas" or "fresh waters" which include drinks like watermelon, cantaloupe, strawberry, horchata, pineapple, and more. Plus you can even get fresh veggie drinks made to order.

Their grocery store has a variety of departments. Fresh meats and and sea foods, vegetables and fruits, plus you can get your every day needs you'd find at any other grocery store. They have a huge tortilleria making fresh tortillas and tamale masa. Have a sweet tooth? The bakery will impress anyone with delicious cakes, flans, sweet breads and cookies. Grab a quick treat or buy for a special occasion.

I make my way there anytime I'm in the area just to get a fresh Agua de Horchata drink, a taco, and slice of flan for dessert. 

Location: 4201 Central Avenue NW, Albuquerque, NM 87105

Tel: (505) 833-1765

I helped a client purchase his first home and delivered keys last week. He was always a little difficult when it came to requests and the way he would speak to me but more so when it came to getting the mortgage broker all the appropriate documents needed to get him to the closing table.

We finally got closing approval after 2 extensions and my client conveniently went on vacation for a week. How perfect. 7 days later we closed but we had troubles as far as funding is concerned. As we are all aware, Houston was hit by natural disasters and this just happens to be where he was getting his money. The people working for the bank down in Houston grabbed all their files from their unusable and storm ridden office and moved to a hotel room that had electricity. All this just to get their clients approved. 

It took about 5 days after our closing date to get funding. I kept him updated to the reason behind the delays which of course was out of everyone's hands. Last week I go out of my way to pick up the keys from title and deliver them from work. His remark:

"it only took you a week to get me keys"

Thanks...

Is that the message we are receiving from our leaders. When we run into financial problems, when companies and consumers are irresponsible, hey, no worries, we'll just print MORE money!!!

I really don't like the idea of inflation and I definitely don't believe by producing more money we'll solve our problems. I won't pretend, or have you believe that I have the solutions to our problems but like solving a multiple choice problem in college, usually there are a few that stick out as bad ideas, and I feel this is definitely one of them.

It's not getting any easier out their in our industry and I don't see this helping! Hey, I have an idea though, if you're a little sort on cash let's just print some more. Why should we be responsible human beings when there are cool machines out there that that make more $$$$.

Who says money doesn't grow on trees?!?!

Who's been fired from a job? Luckily I haven't... but I ran across this website of plenty of people who did. It's probably just another portal to more time wasted but don't blame me for any addictions. Some scandalous stories sure to keep you interested. Check it and let me know what ya'll think! The website is called SimplyFired. com

This is for all us AR latenighters who just can't fall asleep~

AR, I took so much pride in designing my little blog image Header. It's not all that but hey, I obviously took time to do it. You know what I mean, the image with my company logo on top of this blog with the words "Hola &

Bienvenidos".  I even made an nice little spot to showcase your ActiveRain Logo and kept colors that would let my visitors easily read how many members there are and how many there are online.

Is this a permanent thing and should I get back to the drawing board. Is this just something that's happening to me and just a fluke individual problem? Did I not get or miss the email stating such changes. Please oh please let me know! :)

There is a lot that I'm sure I'm missing, and by all means, please let me know. But with all the scares, the news, the hype and fear, where did the responsibility of the homeowners go? I'm sure there are exceptions but ultimately didn't the homeowner agree to buy there home at the terms given by the mortgage professional?

Did they not know how much there monthly payments would be and how much they could comfortably afford?

I'm not trying to defend these government backed loans or irresponsible lending institutions but if people were more responsible they wouldn't purchase a $300,000 home which was at the top of there qualification, rather they would buy a home for $225k or 250k, lowering there monthly payments. Wouldn't responsible consumers make for a stronger economy? Once again, there are always exceptions but how many foreclosures are due to consumer's lack of budgeting, buying more than they can afford,  use of credit when they can not afford to pay it back, buying vehicles they don't need, eating out every night, etc.

Maybe now, when times got rough, more homeowners would have some breathing room and not as many would be facing hard times.

I saw this interesting cover for Esquire Magazine which uses e-ink. Basically it jazzes up the way paper advertisement is by adding some electronics to it. Obviously this is just the beginning of something bigger to come but it is really interesting to see how one piece of technology will trickle down to hundreds of different business.

I believe this cover is a little thicker than your standard cover but like memory cards, this will likely become thinner and thinner every few months.

Can you imagine the day we all have our TAKE ONE flyer's using e-ink. By then we might have multiple photo sideshow's, mapping options, and who knows, maybe it will be a wi-fi, or evdo connected flyer that can instantly contact us.

The future is just around the corner! Check out the video.

I was up watching Animal Planet last night and saw an old episode of Animal Cops. They were in a metropolitan area of Detroit and had a few complaints about some bad smells and wild cats around a home.

When the Animal Cop went to investigate, they looked around the house and peeked through the windows and saw about 10-15 cats which they said was just too many for 1 home. They knocked and spoke to the

homeowner who gave his permission to go back and remove the animals a few days later. The homeowner stating that one cat had a litter and it got out of control and that he was not able to keep up with them.

Two days later and after two days of work, the animal control officers had taken out 247 cats. YES 247! There were some left in the attic that they couldn't reach but they left some traps to get the last of them. I just don't understand how someone could live in a home like this. Wouldn't the owner be sick? There was feces everywhere, cat hair, urine, torn furniture, and even a dead cat.

Could you imagine trying to sell this home.... I don't think so.

This video link below goes to Animal Planets page but oddly enough the commentator says only 90 cats but I think he was speaking of the basement only as this is just a small clip from the show. I looked around on line just to see if I somehow confused 247 for 90 (ha) but I found plenty of other blogs out there talking about this story affirming the 247 cat number.

Beware, this can make your stomach turn!